Insurance Options
Protecting yourself against the unexpected is as important as protecting your car against accident or theft. Here’s our range of comprehensive insurance products designed with you in mind.
Lifestyle Protection Insurance
Life doesn't always go according to plan. Redundancy, an accident, illness or death could stop you from working, leaving you without an income and the ability to meet your monthly commitments such as your mortgate payments, loan repayments, household bills and so on.
You can protect your lifestyle against the unexpected with Lifestyle Protection Insurance. It's designed to provide you with a set monthly benefit to cover your financial commitments and expenses in the event of redundancy, an accident, illness or death.
Here’s how it works…
- If you’re unable to work due to redundancy, an accident, illness, or death, your financial commitments and expenses are covered to the level of monthly benefit you choose.
- You can set your monthly benefit at any amount from $100 to $4,600 per month for up to a maximum of five years.
- You can increase the monthly benefit to cover other monthly commitments you may have during the term of your cover.
- You can add on lifestyle protection for your whole family.
- You don't need to have a medical examination, just fill in the application form and sign it.
Click here for policy terms, conditions and exclusions.
Premium Extended Warranty Insurance
Sometimes unexpected and costly car repairs come up. Transmission failure could cost you $2,500 to repair. Blow a head gasket, and the bill’s $1,000.
Premium Extended Warranty Insurance covers these unexpected costs.
Here’s how it works...
- Premium Extended Warranty Insurance covers an extensive range of mechanical and electrical components and helps you with other costs.
- There are no claim forms to fill out. The repairer will phone i-insurance for an authorisation, and it’s all taken care of.
- You get 24 hour, 7 day a week roadside assistance from First Assistance.
- Often you need only one claim to fully recover your investment in i-insurance.
Click here for policy terms, conditions and exclusions.
GAP - Guaranteed Asset Protection Insurance
When you are financing a car you need to consider what would happen if your car was stolen. What if your car cost $16,000 to buy, but it only had an insurance value of $12,000? What would you do to meet the $4,000 gap?
GAP insurance will pay it. The shortfall won’t affect you.
Here’s how it works…
- GAP covers the difference between the insured value and the outstanding balance of your finance agreement.
- GAP covers you up to a maximum of $10,000.
- GAP will pay your out of pocket expenses such as a rental car or the excess.
Click here for policy terms, conditions and exclusions.
Arranging your insurance
Call us on 0800 88 20 20 and we'll send you an application form.
Questions?
Check out our FAQ's. If your question isn’t there, click here to email it to us or call us on 0800 88 20 20.